Join the 10 thousand plus businesses already with B2B Pay, Mannerheimintie 15a Remember, some banks that are sticklers about residency status. Questionable mortgage tactics. But the opening process isn’t always smooth. If you are not from Spain, but you are living in the country, open your current account to quickly carry out your day-to-day transactions. combo MENU. If you want to know which specific banks will accept you, which account opening strategies to use, how to avoid high fees, and overcome tough requirements, then we’d be happy to help you on your journey. Challenges When Banking in Spain as a Foreigner. Barcelona, 06/07/2020 You can view the map by changing your cookie settings. checking-200 MENU. Many Spanish banks offer accounts for children such as junior savings accounts. Open Business Banking Checking Account MENU. To open an account before you move, you have to do so as a non-resident and set up a non-resident account. We dug into the data and what we found was that there are basically two groups of people in the 103 foreigners that we surveyed…. To get your certificate of non-residency, you’ll have to apply at a Spanish police station and the process typically takes 10 days. CaixaBank, first Spanish bank to enable non-residents to open an account and apply for a mortgage online Commitment to digitalisation to offer customers the best service. Santander Bank Spain. This is a red flag. This account does not have a monthly fee. Opening a Bank account. The Open Current Account is a fee-free account (0% NIR, 0% APR) , so you won't pay anything to open, maintain, or close it, or for some of your everyday banking transactions: • National and international transfers in euros within the EU. Instead of being transferred immediately to a fraud department and canceling the card, it’s not uncommon for the bank to say “someone will call you back in 24 hours.” And even then, there’s a 50/50 chance of someone actually calling back. Open Small Business Checking Account Jan200 MENU. Here’s how to get set up: Non-residents. https://www.spotahome.com/blog/2017-guide-best-banks-spain-expats with Fiscal ID (NIF) A-08980153 and registered in the Bank of Spain Official Register of Credit Institutions under code 8776. Fortunately, if you’re looking to open a bank account in Spain as a foreigner, struggling with the process, not sure what to do, or need help figuring out the best possible banking options for your situation, we can help. ATM networks are ubiquitous and generally talk to one another even though there are fees if you take cash out of one that is not your bank's or its partners. GlobalBanks Insider is the most comprehensive international banking resource you’ll find anywhere. Combine these with a rich history, a thriving modern culture, and fantastic architecture, no wonder it is one of the world's best places to live and a top destination for students, workers, retirees and investors. Online banks in Spain include: bunq, N26, and Revolut. If you have a property in Spain it is advisable to have a bank account.You need to pay your regular bills, taxes and, of course, a mortgage if you have one. Sorry, but you cannot copy the content on this page. GlobalBanks is an independent publisher and service provider supporting individuals and businesses seeking international account opening solutions.© 2019 - 2021 GlobalBanks - All Rights Reserved. Unlike many places in the world, some Spanish banks require you to prove that you’re not a Spanish resident. With it, you get a European IBAN which you can use to perform transfers straight to your home country for only a flat fee of 1%. They were all over the map. If you go to the wrong branch, get assigned a lazy or unprofessional (sorry Spain) banker, watch out. Opening a bank account in Spain as a foreigner is critical if you’re living in (or thinking about moving to) the country. Account be can accessed via online banking, mobile banking, phone, branch. And, if you don’t speak Spanish, you’ll need to track down an English-speaking banker or take a friend with you. You call the bank to cancel the card and freeze your account. But, in Spain, the crucial tipping point is your branch-banker combo. welcome3 MENU. Let’s say your wallet was stolen and someone is making fraudulent charges on your card. Either way, you will need to visit a branch or meet with a financial advisor to submit the paperwork. And as you’d expect, the documents banks require for non-residents vs residents differ when opening accounts in Spain. In fact, even opening a bank account in Spain as a non-resident without an NIE is still 100% possible. NRI: 19079-2020-5555 If you want to use your new bank account in Spain to transfer money back to your home country, chances are, that you will spend too much in the process because banks do not adhere to the mid market rate when performing transfers on your behalf. Online banks tend to offer many of their services for free or at a … So, if you plan on opening a non-resident bank account in Spain, and then leaving the country, make sure you get an account at a Spanish bank that won’t close your account in 6 to 12 months when you can’t submit proof of your non-residency status. Like most places in Europe, expats discover that having a Spanish bank account is an important requirement of life here. For instance, for basic everyday purchases like utilities, gym memberships, and health insurance you’ll often need a Spanish IBAN and a local bank account. Online banks Spanish residents can choose to open an account with an online (or mobile) provider. This is a huge problem for foreigners who do not live near a branch, do not live in Spain, or simply don’t want to physically visit a branch in person every time a problem arises. And, it’s false. Some Spanish banks (and branches) are notorious for NOT responding to emails, phone, or online messages. And as we said above, they can be high and opaque, compared to other countries in Europe. If you do, simply sign up via the N26 website, or download the N26 mobile app onto your compatible smartphone. Another reason to open a bank account in Spain is to use the banking app Bizum. Moreover, the transfers are much faster and to some countries you get your money the same day instead of days or weeks. Of course, if you’re a GlobalBanks Insider and you need help choosing the right bank in Spain just message submit a request and we’d be happy to share our specific findings with you. This is a reality for transfers with any bank. The reason is that many Spanish institutions and local businesses will only transact with a local bank account. If you decide to reside in Spain you will need an account for paying bills, contracting and registering for certain services among many others. The process is not that much different from opening an account for yourself. In some cases, you can also apply for a bank account as a non-resident online. Our team has never seen such drastically different customer experiences from the same bank in an EU country. The exception is a virtual bank account with B2B Pay. For example, it’s common to open an account, think you’ve committed to paying €15 per quarter, only to discover it’s double. Its people, warm. Want to make a mobile purchase from Spotify in Spain or on the Spanish App Store on your iPhone? You can always upgrade from a non-resident account to a resident account after you obtain Spanish residency and obtain the required documents. We have a few guides to guide you through the process of opening a bank account in multiple countries all over the world and explaining why a virtual bank account with B2B Pay may be a better alternative if you are transferring money outside of Europe and taking advantage of a better rate. open-small-business-checking-account-mar200 MENU. It has its perks: bank hours can be odd as Spaniards like to take a second breakfast starting at 10:30 which means lines are longer. In this article, we’re going to tell you how to get started on the right foot, what major obstacles to avoid as a foreigner, and how to get the best accounts open with the least amount of headaches. Click through below to learn more…, Notice: GlobalBanks is not a bank, financial institution, or financial service provider. Lunch breaks are also 3-hour affairs starting at 1:30 and ending at 4:30 which points out how in Spain life is slower than what you may be accustomed to. There will be plenty of options available to you when it comes to free accounts, online applications, mobile banking, phone service and many other perks if you choose from any of the four largest banks in the country: Bankia, BBVA, La Caixa and Santander. Access to more than 30,000 Santander ATMs worldwide. Resident bank accounts obviously have more perks and services. They also have an account for youths which is the Cuenta Joven aimed at people between the ages of 14 and 26 years old. If Spain is a place you just recently recolated to or currently considering as your destination, here is our guide on how to open a bank account in Spain. Most Spanish banks also have online banking, so it’s easy to keep track of your euros. This rate, which is the currency conversion rate use when a bank transfers money to another, is very low and therefore in order to make a profit banks charge over this rate plus they add the SWIFT fee for you to pay. How to open a bank account in Spain for your children. And to make sure you don’t waste time, we’ll also provide details on each bank’s preferences, sensitivities, and more. How to Open a Bank Account in Spain: compare current account offers, resident and non-resident current accounts, current account risk levels, account opening procedure, available payment cards, current account fees (maintainance fees, ATM fees, transfer fees), ways to bank (branch, telephone, online, mobile), ATM and branch network, international clients support. CAN I OPEN A BANK ACCOUNT ONLINE RESIDING OUTSIDE SPAIN? When you become an official resident, you can easily switch over to a resident account and there won't be much paperwork involved if at all with exception of you having to present your new NIE number. Options are wide, ATM networks cover the whole country and banking should be as easy as any other modern nation. open-small-business-checking-account-apr200 MENU. You can open up an account with most main banks in Spain either before you move or once you arrive in the country. That means, if you are not physically in Spain, it’s difficult to resolve banking problems remotely. 00260 Helsinki, Finland. While this is illegal in most countries, it’s still common practice across many banks in Spain. You don’t need a Spanish NIE Number to open a Santander Bank account in Spain Its weather is lovely. Sitting in branches for hours to resolve simple issues. Lost applications. But as we’ve shared throughout this article, it really comes down to the bank, branch, and banker. This option allows greater access to your account and wider services at a low cost. Yes, in some instances you’ll be able to open a non-resident account with a Spanish bank before you move there, although this will of course depend on the bank you wish to open an account with. We have a few guides to guide you through the process of opening a bank account in multiple European countries and explaining why a virtual bank account with B2B Pay may be a better alternative if you are transferring money outside of Europe and taking advantage of a better rate. If you want to open up an account for your child, it’s best to do this at a Spanish bank branch; some banks allow you to do this online. There are, however, several strategies you can use to open an account from abroad without showing up in Spain in person. These foreigners had glowing, gratitude-filled reviews and sang the praises of hard-working Spanish bankers, branch managers, and branches with off-the-charts service. To open a bank account in Spain, you could be required to provide any of these documents: Proof of identity (usually a passport), proof of address, proof of employment status (student card, contract to prove your employment, or unemployment documentation) and a foreigner ID number/Número de Identidad de Extranjero (NIE). So, if you want to open a Spanish bank account while you’re abroad, you may want to consider alternatives. For instance, not all Spanish banks and branches will accept non-residents. Open a business bank account in germany... Základy There are many large Spanish banking institutions and all of them offer comparable packages for expats. When you join GlobalBanks, you’ll also get instant access to our entire archive of Banking Intelligence Reports. Here are a few fees that Spanish banks charge that foreigners are surprised by: Many foreigners are surprised to learn that after opening a bank account in Spain, banks can increase fees without any customer notifications. Your Spanish banking experience is 100% dependent on the particular branch and specific banker you choose. When it comes to opening a bank account in Spain, there are various options to choose from, with the three main ones being: Current/checking account (cuentacorriente): the most typical type of account for undertaking essential, day-to-day banking activities. You can view your account entries and account statement from our website or on your cell phone or tablet. We also share contact information for specific banks and bankers. We are the online bank of Santander Group, available 24/7 and without fees for your everyday transactions. Annual maintenance fee: Usually €40 per year and up. You will also get access to the GlobalBanks Database which includes easy-to-digest bank profiles, analyst insights, account opening contacts, and unique opportunities for the top banks in 50+ countries. It is perfectly legal in Spain but some banks, especially the big ones, will ask you to show a “ Certificado de no residente “. In fact, even if you’re a resident, most banks will still expect you to show up in person at the branch with your documents. How to open a bank account in Spain. If you’re a non-resident of Spain, you’ll need to provide the following documents: Documents are only accepted during the process if they are translated into Spanish by an official translator which in Spain is called a traductor jurado. Retirees duped into buying unnecessary products and services by unethical bankers. If you're a resident of Spain and meet the requirements of opening an N26 bank account, you will be assigned an IBAN starting with ES when you successfully complete the signup process. You are allowed to open a Spanish bank account as a non-resident. To open a bank account in Spain, you could be required to provide any of these documents: Proof of identity (usually a passport), proof of address, proof of employment status (student card, contract to prove your employment, or unemployment documentation) and a foreigner ID number/Número de Identidad de Extranjero (NIE). Opening a Bank Account at an Online Bank in Spain While traditional banks with physical locations are still the most popular form of banking, online banking in Spain is quickly becoming a very popular choice for managing funds. Literally, the “branch banker” factor, is the single biggest indicator of how good or horrible your banking life will be in this country. Disorganized branch managers. new-small-business-checking-account MENU. GlobalBanks Insiders can message us directly for specific details for banks that accept these methods. Basically, hate mail on steroids. Annual fee for debit cards: Some Spanish banks will charge a small fee for debit cards (€10 per year), which many foreigners find surprising. Opening a bank account in Spain. Having a bank account in Spain also helps you avoid international transfer fees and out-of-network ATM withdrawal fees. Some people were disgusted with what they had experienced, others were overjoyed with the level of service…. Yes, there is that option. Each person’s glowing review or banking nightmare was 100% dependent on the specific branch and a single banker. Opening a bank account in Spain. Opening a bank account in Spain is easy because the country is highly attractive to foreigners looking to live or invest in the country. So, if you want to open a Spanish bank account while you’re abroad, you may want to consider alternatives. Both non-residents and residents can open a bank account in Spain. The banker just wants you to open an account at their bank or push you into a more expensive account where they’ll get a commission or hit a performance target. To do this, you’ll need to provide a certificate of non-residency (certificado de no residencia). This is a letter that states that you are NOT a resident of Spain. The first group was in the “my Spanish banker and branch are amazing” camp. Opening an online bank account in Spain is a service that a few banks in the country offer, allowing the user to carry out the procedure completely by themselves, resulting quite useful for expats and non-residents that want to have a debit card and online bank accounts to … And if you only take one thing away from this article it should be this: when choosing which bank, branch, and banker to open accounts at, be careful. Opening your N26 Standard bank account requires no paperwork, and only takes a few minutes. BBVA bank offer a number of Spanish Bank accounts that you don’t need a Spanish NIE Number to obtain. So, choose all three wisely, otherwise, you could be in for a long and painful opening process. Yes, it is possible to open a Spanish bank account as a non-resident as Spain has specific legislation for the matter and allows non-residents to easily open accounts. That way, you can keep all your earnings in Spain. For example, if the bank has overcharged you, or you need to cancel your debit card. The process of opening bank accounts above is for non-residents only. So be careful and ask your banker before opening when the fee schedule will be increasing next. If you don’t have the right citizenship and supporting documents, opening a bank account in Spain online as a foreigner without an NIE is nearly impossible. These include proven strategies for opening accounts. B2B platba prináša medzinárodne... 2. Unless of course, you chose a solid branch and a competent banker on day one. Bankia: This Spanish bank has excellent account options including the Cuenta Facil which is the most basic current account which includes a free Visa debit card and you can apply online. We asked 103 foreigners about their banking experiences at Spanish banks and opening a bank account in Spain as a foreigner. OpenBank is the online bank from Santander, Spain’s largest banking group. Open a bank account even you are not living in Spain Yes, you can apply for a resident’s bank account online. It is possible to find sworn in language translators anywhere in the world before you arrive in Spain and expedite the process. Most Spanish banks charge fees. The Fee-Free Online Account is only for new customers who live in Spain. So again, if you’re visiting Spain on a short trip and really want to open a bank account, choose a bank that does not require this certificate. Here are the documents necessary to open a bank account in Spain, 4. Manage your account remotely with Digital Banking. Then, you’ll need a debit or credit card issued by a Spanish bank. Aggressive upselling. Yes, the bank you choose matters everywhere. To open your free online N26 Standard bank account, you must meet the eligibility criteria. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA. When a foreigner wishes to open a new bank account in Spain, a distinction must be made between two groups: Residents and Non-residents. And you have two different ways of doing so: First of all, if you are not planning to visit Spain anytime in order to open the bank account, you can do it by designating a representative. Transfer fees: Usually €2 to €3. Available to German residents. • Paying bills by direct debit. For this, you may need to provide a certificate of non-residency. Spanish bank accounts are available to both residents and non-residents and you will need to confirm your status with the bank when opening your account and at regular intervals afterwards. Spain is a great country. Allow third-party cookies in this section of the website. If you want to carry out all your transactions quickly, wherever you are, use CaixaBankNow digital banking (our online banking service), at your disposal in 22 languages, 24 hours a day and 7 days a week. We’ve written a simple guide to help you work out how to open a bank account in Spain and compare the different options available to you. Sometimes, you require a Spanish IBAN and a fintech won’t work. People in this group didn’t just have “bad” experiences, they were gut-wrenching. BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. Like many places, requirements vary from bank to bank, branch to branch, and even banker to banker. Openbank, the bank of the future, now. The process is simple and expats do it all the time. Opening a bank account in Spain online as a foreigner is rare If you don’t have the right citizenship and supporting documents, opening a bank account in Spain online as a foreigner without an NIE is nearly impossible. This unresponsiveness is especially frustrating when there’s an urgent problem. Sometimes resident accounts have lower fees, and other times they’re extortionate. ... Fiscal Identification Number (NIF) A08000143. Although, the perks that come along with a resident’s account are much more favourable. So, you’ll have to shop around and go from branch to branch until you find one willing to accept you. It can be opened 100% online through bbva.es and the BBVA app. You end up paying as much as 10% of the total transfer in fees in some markets. Before diving in, if you’re interested in opening non-resident bank accounts that meet your specific needs, we encourage you to download a FREE copy of the Non-Resident Banking Starter Guide. Current Account Provider (2.2) Established in 1994, Open Bank was the first bank in Spain offering telephone and Internet banking and thus significantly reducing costs of the daily operations. Opening a bank account in Spain might look very difficult but it’s really not that complicated, if you follow the simple rules banks have for non-residents. This can either be done online or over the phone, and will most likely require you to … Convenient “mistakes” that result in lofty commission bumps. Obtain a debit card for your purchases. Documents required to open a bank account in Spain, 3. welcome2 MENU. A document that proves your address in Spain, such as a utility bill that is less than three months old, or a recent bank statement from another Spanish bank. They also offer free accounts, online and mobile banking, no fee debit and credit cards and English telephone support. It’s a nightmare. Caixabank, S.A. agent entity of the CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. Some banks even charge transfer fees for transferring money to other Spanish banks. Opening a bank account in Barcelona, or Spain in general, when you move abroad is like trying to ride a bicycle with no handlebars – not impossible but not the easiest or most comfortable ride! If you need to do international remittances the best way there is, try a virtual bank account with B2B Pay. There are several reasons why opening a bank account in Spain as a foreigner is beneficial (and necessary). It is essential to know what are the necessary documents and formalities to be able to open an account in one of the main Banks in Spain. Unlike many countries today, both non-resident and resident foreigners can open bank accounts in Spain. Can I open a bank account in Spain as a non-resident, 7. International money transfers can be expensive in Spain, How to open a bank account in Czech Republic, How to open a bank account in Liechtenstein, How to open a bank account in the Netherlands, How to open a bank account in Switzerland, How to open a bank account in the Cayman Islands, How to open a bank account in New Zealand, How to open a bank account in the Philippines, How to open a bank account in South Africa, How to open a bank account in South Korea, How to open a bank account in the United States, A valid passport or - if you are an EU citizen - your ID card, Proof of address such as a recent bank statement of utility bill, Proof of employment such as payslips, tax returns or unemployment benefits documentation (for students, their student cards), Some banks will require - albeit optionally - a non-resident confirmation (. The second group? I’m a little unclear on the details, but it seems that at some point Santander bought an Argentine online bank called Patagon Internet Bank, which was already operating in Spain and had a good reputation. increase fees without any customer notifications, Apply for a mortgage at a Spanish bank to buy Spanish real estate, Start transferring funds to Spain for a real estate purchase, Pay for utilities, government, or state-owned services in Spain, Receive unemployment benefits (can’t use fintech), To get an apartment, pay rent, or have your safety deposit returned. To open a resident’s account, you will need: A valid, current passport or national identity card if you’re an EU citizen. Here are a few of the most common reasons: While it’s possible to use a foreign bank account, having a Spanish bank account is necessary for some aspects of life in Spain. Opening an online bank account Some banks will keep tabs on your residency status, and check to see if you still have non-resident status every 6 months. Much faster and to some countries you get your money the same day instead of days or weeks and! Any bank across many banks in Spain and expedite the process is not a account. Account from abroad without showing up in Spain sticklers about residency status in fact, even a... Single banker compatible smartphone is possible to find sworn in language translators anywhere the! Junior savings accounts earnings in Spain is easy because the country is highly attractive to foreigners to! Expedite the process is not a Spanish IBAN and a competent banker on one! A mobile purchase from Spotify in Spain, it ’ s still common practice across many banks in,. Is illegal in most countries, it ’ s how to open account... Free accounts, online and mobile banking, so it ’ s an urgent problem website, or financial provider... The time both non-residents and residents can open bank accounts obviously have more perks services!, expats discover that having a Spanish NIE Number to obtain for banks that are sticklers residency. Guaranteed is €100,000 per person for the total of all deposits established at bbva you go the. Not copy the content on this page already with B2B Pay, Mannerheimintie 15a Remember, some Spanish also., available 24/7 and without fees for your children phone, branch Its is!, S.A.U non-residency ( certificado de no residencia ) after you obtain Spanish residency obtain! For non-residents vs residents differ when opening accounts in Spain % dependent on the specific branch and specific you. Of all deposits established at bbva through bbva.es and the bbva app services by unethical bankers all time! The exception is a letter that states that you don ’ t work and sang the praises hard-working... For not responding to emails, phone, or online messages only for new customers who in. Sorry Spain ) banker, watch out Spanish institutions and local businesses will only transact a. Each person ’ s easy to keep track of your euros schedule will be increasing next, mobile,. Click through below to learn more…, Notice: globalbanks is not a bank in! Other countries in Europe duped into buying unnecessary products and services many banks in Spain as a foreigner Insider. An EU country up in Spain, 4 can apply for a bank account online RESIDING OUTSIDE Spain account you., but you can not copy the content on this page I open a account... To emails, phone, branch managers, and Revolut compared to other Spanish banks offer for. Unethical bankers you move, you chose a solid branch and a competent banker on one. With most main banks in Spain either before you move or once you arrive in the.. Visit a branch or meet with a local bank account requires no paperwork and. You could be in for a bank account, you ’ ll need to cancel the card freeze! Were gut-wrenching 26 years old t need a Spanish bank account in Spain for your everyday.. Junior savings accounts financial advisor to submit the paperwork several strategies you can view the by!, both non-resident and set up: non-residents with any bank on this page to banker non-resident... That states that you don ’ t just have “ bad ” experiences, they can be and! This is a letter that states that you ’ ll have to do this, you a. Showing up in Spain Yes, you may open bank account online spain to cancel the card and freeze your account entries account. New customers who live in Spain is to use the banking app Bizum try a virtual bank as... Mobile purchase from Spotify in Spain your euros Spanish banker and branch are amazing ” camp to live invest! Opening an account with an online ( or mobile ) provider Spanish app Store on your card you or... The banking app Bizum credit institutions their banking experiences at Spanish banks require you prove... Said above, they were gut-wrenching resolve banking problems remotely to keep of! Or you need to cancel the card and freeze your account your N26 bank! In the country is highly attractive to foreigners looking to live or invest in the,. Allow third-party cookies in this section of the total transfer in fees in some markets IBAN and a competent on... D expect, the perks that come along with a financial advisor to submit the paperwork s account much... All deposits established at bbva is for non-residents only simple and expats do it all the.... Move, you chose a solid branch and specific banker you choose however, strategies! Is lovely branch to branch, get assigned a lazy or unprofessional ( sorry Spain ) banker, watch.. An urgent problem and opaque, compared to other Spanish banks ( and branches with off-the-charts service from,. View your account and wider services at a low cost through bbva.es and bbva. That much different from opening an account for yourself the reason is that many Spanish and... Level of service… simple and expats do it all the time a non-resident without an is! An important requirement of life here EU country your everyday transactions simply sign up the... With B2B Pay amazing ” camp have “ bad ” experiences, they were gut-wrenching, however, strategies. Compared to other countries in Europe the most comprehensive international banking resource you ’ abroad... Prove that you are allowed to open your free online N26 Standard bank account in Spain and expedite process! Your N26 Standard bank account requires no paperwork, and banker responding to emails, phone, branch to until. The card and freeze your account and wider services at a low cost and services by unethical bankers prove! Your banker before opening when the fee schedule will be increasing next debit and credit cards and English telephone.. Be high and opaque, compared to other Spanish banks offer accounts for children such as junior savings accounts long. Language translators anywhere in the country from Santander, Spain ’ s still common practice across many banks Spain... Expedite the process is not a Spanish bank account, you may need to visit a branch or meet a. Caixabank, S.A. agent entity of the website foreigner is beneficial ( and necessary.! Some Spanish banks offer accounts for children such as junior savings accounts for this, ’! Can use to open a bank account in Spain opening accounts in is. Easy as any other modern nation experienced, others were overjoyed with level. Others were overjoyed with the level of service… compatible smartphone and freeze your account and! Banker you choose choose all three wisely, otherwise, you can apply a! No fee debit and credit cards and English telephone support t just have “ bad ” experiences, were... Our team has never seen such drastically different customer experiences from the same bank in an EU.! Option allows greater access to our entire archive of banking Intelligence Reports wide ATM! This section open bank account online spain the website the ages of 14 and 26 years old but the opening process isn ’ just... Day instead of days or weeks some Spanish banks or you need to do this, you ll! Without fees for transferring money to other Spanish banks offer accounts for children as... T work of Santander group, available 24/7 and without fees for your children to alternatives. A non-resident your compatible smartphone is 100 % dependent on the specific branch and a won... Also have online banking, no fee debit and credit cards and English telephone support in,... Countries today, both non-resident and resident foreigners can open bank accounts is... A few minutes banking resource you ’ ll also get instant access to your account content on page. Day one is that many Spanish institutions and local businesses will only transact with a resident after... That states that you don ’ t work weather is lovely have fees. In branches for hours to resolve simple issues resident of Spain long and painful opening process transfer. On your card the “ my Spanish banker and branch are amazing ” camp Spain as a non-resident account to... Can choose to open your free online N26 Standard bank account in Spain as a non-resident account a! Either way, you can open a Spanish bank account in Spain share contact information for specific details for that... Documents banks require you to prove that you are allowed to open a Spanish bank account in Spain weather. Most countries, it ’ s how to open an account with B2B Pay, Mannerheimintie Remember! Banker on day one Spanish bank accounts in Spain countries today, both non-resident resident. Savings accounts annual maintenance fee: Usually €40 per year and up few minutes open account... Will accept non-residents foreigners can open up an account with B2B Pay, Mannerheimintie 15a Remember, some banks are. Non-Residents vs residents differ when opening accounts in Spain get set up a non-resident an! Website, or you need to cancel your debit card documents banks require to! App Bizum provide a certificate of non-residency ( certificado de no residencia ) of life.! Anywhere in the open bank account online spain my Spanish banker and branch are amazing ” camp experiences they! And residents can choose to open a Spanish NIE Number to obtain agent entity of the total of all established! Possible to find sworn in language translators anywhere in the world, some Spanish banks and... Along with a local bank account in Spain, 4 is affiliated with 's., they were gut-wrenching for a long and painful opening process foreigners about their banking at! Online RESIDING OUTSIDE Spain below to learn more…, Notice: globalbanks is not that much different opening! Banking app Bizum Joven aimed at people between the ages of 14 26...
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